CIBIL cannot delete or change records reflecting your CIR on its own; we simply collect records of individuals provided to us by our members (Banks and financial institutions). There are no ‘good’ and ‘bad’ credit or defaulters lists either.

1. What is CIBIL?
2. Why is my Credit Score important for getting my loan sanctioned?
3. How can I improve my Credit Score?
4. What major factors affect my credit score?
5. What does it mean when my Score is "NA" or "NH"?
6. What is the CIBIL TransUnion Score 2.0?
7. Can CIBIL delete or change my records?